The text message pops up: “Any chance you’re free tonight?” Suddenly, what was a quiet evening at home turns into an impromptu gathering. Whether you’re hosting neighbors on short notice or a few friends have decided to swing by, it’s always good to have a few quick, affordable appetizer ideas up your sleeve. Even better, with a little help from cashback apps like Rakuten and Ibotta, you can keep your pantry and fridge stocked with budget-friendly options that stretch your hosting dollars further.

First, let’s talk about the MVP of fast appetizers: frozen puff pastry. Keep a box in your freezer and you’re halfway to elegant finger food. You can wrap it around cheese for mini baked brie bites, slice it into cheese twists, or top with tomatoes and herbs for a quick flatbread. Need ideas? Try this cheese twist recipe from BBC Good Food for a fast, savory snack that feels fancier than its price tag suggests.

Fresh vegetables and dip are another go-to. A simple platter of carrots, cucumbers, and bell peppers served with hummus or ranch dressing offers color, crunch, and wide appeal. Before you hit the grocery store, check Ibotta for cashback offers on fresh produce and dips—you’ll often find deals on everyday staples that help you save without compromising freshness. Browse current offers at Ibotta’s site.

Cheese and crackers never fail. Even on a budget, you can create a satisfying platter by choosing store-brand or sale-priced cheeses and a sturdy, flavorful cracker. For added flair, add a drizzle of honey or scatter some dried fruit for a touch of sweetness. 

For a warm, hearty appetizer, baked spinach and artichoke dip is a crowd-pleaser that uses inexpensive pantry and freezer staples. Grab cream cheese, a can of artichoke hearts, frozen spinach, and some shredded cheese. Many of these ingredients often qualify for cashback through apps like Ibotta, and if you’re ordering supplies online, check Rakuten for cashback deals on grocery deliveries or kitchen essentials. Find easy inspiration with this spinach artichoke dip recipe from Gimme Some Oven.

Chips and salsa are a classic for a reason. Salsa keeps well in the pantry, and tortilla chips have a long shelf life, making them perfect for last-minute hosting. Look for multi-buy discounts at your local store, and don’t forget to scan your Ibotta app—you might spot offers on both chips and jarred salsas, helping you pull together this crowd-favorite combo for even less.

Finally, frozen meatballs can be a secret weapon for quick appetizers. Heat them up, toss with your favorite sauce (barbecue or teriyaki are both great choices), and serve with toothpicks. It’s fast, filling, and always a hit. For an easy recipe, try this BBQ meatball appetizer from AllRecipes.

The key to last-minute appetizers is a well-stocked pantry and freezer. By taking advantage of cashback apps like Ibotta and Rakuten, you can keep your go-to ingredients on hand while saving money in the process. So the next time unexpected guests are en route, you’ll be ready to serve up delicious snacks without the scramble—or the splurge.